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This two-year team member of 1st Farm Credit Services (FCS) came to the company as a trade credit and leasing specialist.  He sold Altorfer CAT products for three years before joining 1st FCS. This experience helps him understand the needs of dealers and their clients.

 

Mike is responsible for leading and coordinating the 1st Farm Credit Services equipment finance program, as well as the lease product.  He establishes a service relationships with equipment dealers who desire 1st FCS finance for their customers buying equipment.  “It’s a pretty tough business.  We’re competing directly with the captive finance companies.  It’s like playing all of your basketball games on the road,” said Shane. 

 

1st FCS offers equipment financing through dealers and has for several years. Recently, the program has grown under Mike’s leadership.  The association has more than $30 million in dealer originated loans and farm leases. 

 

“It’s very competitive and we pride ourselves in providing high quality service.  We tell our dealers credit decisions will be made in two hours,” Shane stated. “Typically, it’s completed in 10-20 minutes. We have a team of top notch professionals who work together to deliver great products and provide superior service.  Everyone wins – farmers, dealers, and the 1st FCS team.”

 

But that’s only one of Mike’s passions.

 

Mike lives on the edge after work hours.  While most of us may enjoy spending time golfing or walking, Mike relaxes by racing a dirt bike through forests or running half-marathons.

 

Racing off road 

“I wanted to do something competitive and challenging,” said Shane.  “My friends pushed me to get into dirt bikes, so I bought one and began to learn by doing.”

 

Mike has been racing off road dirt bikes for 2 years.  He races his bike a couple of times a month, either at local races in such Illinois locations as Geneseo, Morrison or Prophetstown.  He also travels to national races, sanctioned by the United Off Road Racing Association.  These races take him to Iowa, Minnesota, Wisconsin, Missouri, Kentucky or Ohio.  Mike says he enjoys traveling to races.

 

“We have a big social group and get together on weekends,” says Shane.  “Many are from Wisconsin, Iowa or Illinois.  It’s fun to spend time together and see how people are doing.”

 

The United Off Road Racing Association has riders ranging from 5 to 65 in age and compete in more than 15 categories based on age, level of experience, or quality of off-road bike.

 

Living on the edge may be costly.  Mike granted this interview while on crutches.  He’s recovering from a broken leg from an accident while racing his bike in early August.  Two months before, he broke his finger during a bike race.

 

“I like the challenge of racing,” says Shane.  “I really enjoy the adrenaline rush, the natural high, which comes with a race.  And it’s a good means for me to learn about controlling aggressiveness.”

 

Mike has learned in the last few years of racing that going full steam ahead isn’t always the way to win a race.  He noted that sometimes backing off during a race can allow opportunities to open up to get ahead.  Recently he was at a race going up a hill.  He took off aggressively up the hill and ran into a large congestion of bikes.  Had he taken his speed more slowly up the hill, he could have had time to judge the situation and go around it another way.  Mike says some of these lessons can be transferred to other parts of his life.

 

A typical race will last about 1 ½ hours.  The cross-country courses range from 5 to 50 miles and are usually set in forests, fields, pastures, and woods. 

 

“The scenery is really great.  We will go through rocky terrain, culverts, roads, sandy areas, tight woods, up hills, in ravines,” said Shane.  “I really appreciate the people who cut these trails for us to race on.  It’s a lot of work.”

 

Mike is getting ready for the marathon of dirt bike races this fall, called “The Race”.  The October 31 event in Morrison is a 40-50 mile course in which participants complete the large course two times. 

 

As for his future in racing, Mike wants to keep working to perfect his skill, “I want to hone my skills, become one with the bike,” said Shane. 

 

His short term goals include improving his skills through corners.  He will perfect those skills by possibly getting involved in motocross bike racing.  He noted his biggest challenge is finding land to practice on in the Bloomington area.

 

“It’s why I race so much – my practice time is racing,” said Shane.

 

Racing on his feet  

Mike’s other adrenaline rush comes with his own two feet.  The 28-year old is an active runner, running more than 10 races a year, including a half marathon in 2004. 

 

“I use running to help me stay in shape and keep my strength up,” said Shane.

 

 Mike is an active member of the Bloomington-based Lake Run Club and works out with members of the club during weekly runs.  He not only enjoys running, but helping promote club activities.  He recently stepped off the board for the organization due to other commitments 

 

“I’m not the fastest runner, running is a very social sport and I like that,” said Shane.  “I found running a great way to meet people when I moved to Bloomington.” 

 

Mike uses his running hobby for a good cause as well.  Each year, he joins the St. Jude Run, a local relay-style endurance run that raises money for the St. Jude Midwest Affiliate Hospital in Peoria.  The hospital serves children with cancer and other catastrophic illnesses.

 

“Everyone knows I do this each year and my co-workers at 1st FCS are great about helping me out through donations,” said Shane.

 

Mike hopes to step up his running activities next year, placing an emphasis on his training regimen.  He enjoyed the accomplishment of running the Indianapolis half-marathon in May that he has intentions of training for Chicago’s marathon a year from October.  To step up his running however, dirt biking will take second place in the priority list.


”I have too many sports – I have to prioritize them,” he said.

 

The cold, Central-Illinois winters don’t stop Mike from keeping up his active lifestyle.  He spends some time each winter on a ski trip with friends.  A former ski instructor, Mike enjoys that adrenaline rush as well. He travels to Colorado, Canada or Salt Lake City for a few days of skiing and socializing.   In addition, he and friends spend Sunday afternoons during winter months on their dirt bikes, riding for play.  Special tires or lugs help the bikes gain traction to go through the winter terrain. Even during the cold winter weeks, he still runs the streets of Bloomington/ Normal with a dedicated group of friends from the Lake Run Club.

 

Professional growth “in his spare time” 

Somehow, Mike also finds time in his schedule to attend classes at Illinois State University.  Mike is working on his MBA. He graduated from the University of Illinois in 1998 with a degree in Agronomy.

 

“I always wanted to get an MBA, and now that I’m in the finance business, I really pushed it as a priority,” said Shane.

 

Mike says although the program is difficult he really enjoys it and finds many applications to his job as a Specialist in Leasing and Trade Credit for 1st FCS. 

 

“When you’re an undergraduate, you’re interested in that piece of paper,” said Shane.  “As a graduate student, I’m more focused on learning how to use the information I’m getting in my job.” 

 

Mike says he enjoys the informal format to the classes and the group discussions.  The emphasis on teamwork and how an organization works are most interesting to Mike. He says it makes the information easier to learn.

 

His MBA degree will be completed in 3 years, and then Mike hopes he will be able to use his education to help in other areas of the company. 

 

Home 

Mike’s family continues to operate a commercial grain farm in his native Princeville.  Mike and his two brothers come back each spring and fall to assist their father, who normally runs a one-man operation

 

“It’s enjoyable to go back to the farm and help out my father,” said Shane.

 

 “I really enjoy talking to equipment dealers because of my experience with them,” said Shane.  “My job is great because I’m in contact with everyone in the association.”

 

Mike travels two to three times a week to branch offices and equipment dealers, and works from the Normal Central office.

 

Future Plans 

It doesn’t appear that Mike is ready to hang up his running shoes or put away his dirt bike anytime soon. 

 

“I’m not ready to retire, the challenge to improve is still there,” said Shane. 

 

Mike’s aggressive nature and easy going style will assist him as an asset to the 1st FCS team.

 
 

 

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